Carta Worldwide Completes a World First with MasterCard

May 10, 2011

Carta becomes the first processor to complete integration to MasterCard MOTAPS, enabling rapid deployment for NFC programs. 

10 May 2011, London, UK – Carta Worldwide Inc. (Carta), a global payment solutions provider, has announced that it has completed work with MasterCard Worldwide to become the first global processor to integrate the MasterCard Mobile Over-the-Air Provisioning Service (MOTAPS) – the world’s first and only enabling platform for Near Field Communication (NFC) programs. 

“MOTAPS from MasterCard” enables issuers to capture revenue and gain competitive advantage by allowing a faster, more efficient and simple roll out of mobile NFC programs, such as MasterCard® PayPass™, and saving up to 84% on provisioning set up costs. 

Previous NFC handset trials faced challenges associated with either manual processes required by existing personalisation bureaus, or integration with third party providers tied to specific mobile operators. MOTAPS eliminates these constraints by enabling the secure delivery of personalisation data directly to the customer device at the point of issuance, via a standardised interface that works across NFC ecosystem participants. 

“We are delighted to be the first processor to integrate with the MasterCard MOTAPS service,” said Keith Hobbs, MD of Carta Financial.  “MasterCard MOTAPS brings a powerful service to the new wave of NFC enabled mobile handsets.  This finally unlocks the potential of NFC handsets, facilitating a new way to pay for millions of individuals. It will enable issuers to provide customers with a straightforward mobile handset personalisation solution, broadening issuance opportunities and taking advantage of the rapidly growing market for contactless products.” 

Kriya Patel, Sales Director at Transact Network Limited, added: “As one of the major providers of MasterCard® prepaid cards in Europe, TNL is pleased to work in partnership with Carta Worldwide and together drive the further development of prepaid cards and contactless technology. This offers a whole new dimension in terms of convenience and this new facility provides great prepaid customer benefits in a sophisticated way.”

 Commenting on the announcement, James Anderson, Group Head and Senior Vice President, Mobile Emerging Payments at MasterCard, said, “With MOTAPS, we are happy to support MasterCard customers and partners with a key infrastructure component that simplifies the deployment of contactless programs. A secure provisioning system that is scalable and that supports all form factors, is critical for the further advancement of contactless payments.”

MOTAPS is designed to be a simple, quick and convenient experience for the cardholder.  Owners of NFC handsets can now request the MasterCard® account to be set up directly from the handset itself.  Personalisation data is delivered within seconds and the handset is then immediately enabled for contactless payments. 

MasterCard developed MOTAPS to streamline the personalisation process for non card form factor devices and allow issuers such as Transact Network Limited, the issuer supporting this first launch, to more easily integrate with processors like Carta.  MasterCard, Carta and Transact Network Limited are working in partnership to further enhance MOTAPS into a full multi-channel personalisation solution, leveraging the MOTAPS service to support In-Market issuance. This represents an exciting extension to the existing solution, and will provide customers the ability to personalise a complete range of existing and emerging PayPass form factors through a single interface.

 For further information, please contact:

 Doyel Maitra, Head of Communications UK & Ireland Division, MasterCard

Tel: +44 (0)207 557 5033, doyel_maitra@mastercard.com

About MasterCard

MasterCard (NYSE: MA) is a global payments and technology company.  It operates the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard’s products and solutions make everyday commerce activities—such as shopping, traveling, running a business and managing finances  - – easier, more secure and more efficient for everyone. Learn more at mastercard.com or follow us on Twitter @mastercardnews

About Carta Worldwide

Carta Worldwide is a leader in prepaid and mobile payment transaction processing technology, enabling clients to deliver best-in-class payment solutions for the global market. Carta’s advanced platform, specifically architected to meet the complexities of the prepaid and emerging payment environment, delivers end-to-end solutions that manage risk and optimise profitability. Carta is a certified Third Party Processor (TPP) with MasterCard Worldwide, and PCI-DSS compliant.

Carta’s unique processing technology helps issuers and program managers achieve market success and overcome challenges associated with legacy processing solutions. The flexible platform offers capability for open and closed loop, and private label programs, in multiple languages, currencies, and with diverse applications including prepaid card, mobile, virtual, and multi-purse devices. Extensive communication and reporting bring all of these features direct to clients, ensuring complete program control and transparency. With this customer-centric approach, Carta continually strives to maximise financial benefit to clients by deploying the world’s most innovative payment technologies.

About Transact Network

Transact Network is an authorised and regulated MasterCard and Visa Europe Principal Member providing European BIN sponsorship and modular prepaid card services to program managers and brand owners.

Transact Network issues MasterCard physical and virtual prepaid cards. The Company’s electronic money license has been successfully passported into every EU and EEA member state enabling the issuance of prepaid card programs across Europe.

The company’s proprietary modular prepaid service platform is fully integrated with many leading processors including Carta, ecommlink, FIS and M2 and can also integrate with client proprietary processing systems, enabling bespoke, scalable solutions, rapid implementation, low entry costs with earlier payback, reliable ongoing management and proven risk reduction. Multi-lingual project teams are dedicated to service client prepaid card programs.

Transact Network clients include regulated financial institutions, financial services companies, marketing organisations, mobile phone operators, retail chains, large and small corporates, and governments.

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