It all started when my roommate Dori bought a blazer for $129 and I bought the same one for $65 less. I had to rub it in, wouldn’t you? Being a fierce competitor, Dori remembered that many credit cards offer price protection insurance, and a week after that, he proudly bragged he’d gotten $65 back. After all this, my roommates (our startup’s co-founders), and I decided to compete in the MasterCard Masters of Code hackathon in San Francisco and build a product for smart and thrifty shoppers like ourselves.
Our concept – an app that earns money back on purchases made through the price protection policy offered by credit card providers – won first place –. But for us, the greatest prize was a napkin from Les Matthews, SVP at MasterCard, with his phone number and a note saying to call him to talk about our solution. Priceless.
Each year, in the U.S. more than $50 billion dollars from price drops go unclaimed because of lack of consumer awareness and time to spot the better deals. Also, many retailers require that consumers “apply” for refunds— involving so much paperwork and follow up, that many lose interest.
That’s where Earny, a personal assistant that automatically gets you money back on almost every purchase you make, is helpful. Earny does all the work – tracking purchases, finding better prices and filing claims.
Since the hackathon, MasterCard has supported us in turning our concept into a company. We’ve discovered that behind the ubiquitous Mastercard brand is a team committed to connecting to developers and their innovation. Part of that effort is evangelizing and educating the possible builders of the next big thing to leverage MasterCard’s APIs. Earny is currently using MasterCard’s Simplify Commerce API.
Chances are you’ve already bought a few items this year that are eligible for price protection. It’s time to get you your money back. Let Earny make it easy to buy whatever and whenever you want, knowing you’ll receive the best price in the market.
65 Comments
Nice job, Team!!! Great to see the stories of innovation keep on coming! I’d Earny in the UK yet? Would love to use it here too! Keep’em coming!
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Good job guys. good innovation to get rid of the paperwork method.
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This is a short story about how my roommate Dori and I bought the same blazer but I got it for $65 less.
Dori and I are roommates. She was browsing through the websites of different clothing stores when she found a blazer that she liked. The price was $129. She clicked on the buy button and added it to her cart. When she checked out, there was a pop-up message that said “add another item to qualify for free shipping” so she added a shirt to her cart as well. It cost her an extra $5 for shipping costs but then she had two items in her cart so it paid off in the end because it qualified for free shipping!
I was recently browsing through the online shopping site, Zalando, and I noticed that there were two different prices for the same blazer. The first one was $129 and the second one was $65 less. I found out that my roommate Dori bought the blazer for $129 and I bought it for $65 less.
I am not sure if it is legal to sell an item with a different price in two different countries. But it is definitely unfair to charge people differently for the same item.
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Everything began when I paid $65 less for the same blazer that my roommate Dori had purchased for $129. Would you mind if I rubbed it in? Dori, who has a great sense of competition, realized that many credit cards offer price protection insurance, and a week later he boasted that he had received $65 back. After all of this, my roommates, who are also the co-founders of our firm, and I made the decision to participate in the San Francisco MasterCard Masters of Code hackathon and create a product for savvy and frugal consumers like ourselves.
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