Ajay Bhalla
Ajay Bhalla

Ajay Bhalla

President, Enterprise Safety and Security


Ajay Bhalla is president, Enterprise Safety and Security. In this role, he touches all aspects of the business, working to keep MasterCard at the leading edge of safety and security, both via the technologies visible to all and those behind the scenes, equally critical to a leading global network. As such, he and his team support the fundamental promise MasterCard makes to its cardholders and partners: safety and security of electronic payments, the number one priority every day, everywhere and on every device.

Having joined MasterCard in 1992, Mr. Bhalla has held a number of key positions around the world. Prior to his current position, he served as president of DataCash, the subsidiary delivering advanced payment technology to merchants and banks. Under Mr. Bhalla’s leadership, the business processed one billion transactions each year, while preventing billions of dollars of potential fraud.

Prior to DataCash, Mr. Bhalla led the early rollout of MasterCard’s PayPass™ contactless technology in 14 Asian markets. He also established ground-breaking partnerships, one of which enabled commuters to make contactless MasterCard payments on Singapore’s public transport network. Mr. Bhalla created MasterCard Titanium, a card aimed at affluent consumers. He also developed numerous retail strategies that have enabled MasterCard to dominate Asian markets.

Before joining MasterCard, Mr. Bhalla held key marketing positions at HSBC and Xerox.

He studied in India, earning a degree in Commerce from the University of Delhi, and a Masters in Management Studies from the University of Bombay.