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Europe’s tourism sector is the envy of the world. As the most visited continent worldwide, the region is home to some of the globe’s top cultural and heritage attractions and natural wonders. And across Europe’s 44 countries are diverse destinations with unique offerings helping to power local economic growth.

As our world becomes faster, smarter and more interconnected, scammers are evolving in parallel, developing ever more sophisticated ways to exploit trust. By harnessing new technologies and behavioural insights, they are refining their methods to appear ever more credible and convincing. While attacks on systems continue, today’s fraudsters are increasingly targeting people, often relying on psychological manipulation to achieve their goals.

Here’s what Valentine's Day spending data reveals about romance around the world.

Three years after ChatGPT’s public debut, generative AI has become a trusted companion for everything from holiday planning, grocery shopping, content creation and even personal finance management. Its integration into everyday life reflects a profound shift in how people interact with technology, moving from traditional search engines and manual research to AI-driven, personalized guidance.

Europe’s economic future rests on its smallest players. More than 25 million micro and small businesses make up 99% of all EU enterprises and employ nearly half the population. Yet, a persistent gap is holding them back.

The next wave of payments innovation uses tech to put people first, making money movement more secure, smarter and more personal.